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Help & FAQ’s
Should I get a fixed or variable rate first time buyer mortgage?
This depends on what is currently on offer by the mortgage lenders and also the current interest rate.
With a variable interest rate, your mortgage could cost you less than a fixed rate but there is a risk of the interest rate rising and it actually costing you more.
With a fixed mortgage, you can budget more long term as you know exactly how much your monthly payments will be each month
How much can I borrow?
This is dependent upon your individual circumstances such as your earnings, amount of deposit, what other financial commitments you have such as car finance, personal loans etc.
To find out exactly how much you could borrow just simply complete our form and one of our friendly advisors will compare rates to help find you the best deals and will workout exactly how much each lender is prepared to lend you.
Should I just get a Mortgage from my bank?
Whilst most banks offer mortgages for first time buyers, they can only offer you their own product. If you compare rates through us then we can compare mortgages from all the banks, building societies & mortgage lenders to help find you the best first time buyer mortgage rates.
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